Matthew 6:20

V.19-21. “Lay not up for yourselves treasures upon earth, where moth and rust doth corrupt, and where thieves break through and steal: but lay up for yourselves treasures in heaven, where thieves do not break through nor steal: for where your treasure is, there will your heart be also.”

He has been thus far rebuking their false interpretations of the ten commandments, and purifying and cleansing the befouled and obscured doctrine; then he taught the nature of real good works in contrast with their false, pretended good works; in such a way that we may rightly understand the ten commandments and do really good deeds. Now he begins to warn against the temptations that beset this doctrine, and continues in this strain almost until the eighth chapter, and means to set forth the whole matter most admirably, as a skilled master, who omits nothing that may serve to keep us in the true doctrine and life.

First of all he takes up the beautiful, great vice that is called avarice. For these are about the two worst plagues that always make their appearance, if we preach the gospel and try to live accordingly: first, false preachers, who corrupt the doctrine; then squire avarice, who hinders right living; as we see now, since the gospel is preached again, that the people have become much more avaricious than before, they rake and scrape together as if they were almost dying from hunger; they formerly groped in blindness, as if stupefied, listened to the preaching of irresponsible dreamers, and gave by the score what was demanded, so that they neither saw nor knew what was being taken from them; but now, since their eyes are opened, that they know how they ought to live and perform really good works, they watch their pennies so closely, and are as avaricious, as if each one would like to monopolize the treasures of the world: so that I cannot otherwise explain it, or tell whence it comes, except that it must be a temptation from the very devil himself, who always interjects this abominable vice along with the light of the gospel, to hinder it. For the gospel gives us the consolation that we not only are there to live forever, but are also here to have enough to eat, as we read in the eighth Psalm: that Christ is to be a King and Lord over all the world, and have in his hand all sheep and oxen, and all the beasts upon earth, so that he will not let us die of hunger. Now, this we know; and yet we ourselves are much more deeply immersed in avarice and care for daily food than before, and are all the time short of funds and out of pocket, and cannot give for the glory of God the tenth part of what we used to cram down the throat of the devil.

Christ taught the same thing in many other places, and announced it beforehand. As, when he sent out his apostles to preach, his chief care and admonition were that they should beware of these two things, false teaching and avarice; and he strictly charged them that they should take no provision with them on the way, nor be concerned about what they should eat and drink, so that (as above said) the two most injurious things in Christendom, by which it is greatly perverted, are: spiritually, the faith by false doctrine, bodily, the fruits by avarice. Therefore there is need here of preaching and warning, when we have decided upon doctrine and life, that we take due care to adhere to it and not be diverted from it by false interpretations of Scripture; and then to beware of avarice that it do not secretly ensnare and get possession of us, so that we do not aim only at temporal things, to have enough here, as if that were all.

For it is a dangerous, insinuating vice, and can put on an attractive appearance and start beautiful thoughts, so that it even deceives Christians, and no one can be sure of being safe against it. For when they see how ill it goes with them in the world, that is ever imposing upon them, and begrudging them even a bit of bread, so that they for its sake must nearly die of hunger; how the poor preachers are now left to endure trouble and want; they are so tempted that they consider how they may get and accumulate something, so that they may stay in the world, until at last they actually become involved in worldly care and avarice, and through this let their ministerial office fall and lie, and some even let go the gospel altogether.

See, for this reason Christ now begins with many words to preach against the great idol mammon, and paints it in the most detestable colors, so that one should by all means be on his guard against it; and he says, in the first place: Lay not up for yourselves treasures upon earth, where moth and rust doth corrupt, and where thieves break through, etc. Here he gives to the treasures upon earth three burrowers, rust, moths and thieves; these are scandalous watchmen when they are set over treasures. Now God has wisely ordained that where a treasure is there must such fellows be that watch it; just as commonly the sparrows or rats and mice with the corn.

For it is not worth anything better, since we do not rightly use money and property, but through sheer avarice scrape it together for ourselves, and no one gives or grants it to another.

But this means not only the moths and rust that devour clothes or iron and brass; nor mice and rats, that can be caught in traps; also, not the mere thieves that secretly empty the coffers, but also the great living moths and public thieves, as the great corrupters and profligates at court, that can empty bins and purse for a prince, and at last strip him of all that he has; so also in cities, not only those who creep into a citizen’s house, but who with cunning secrecy suck out the city’s resources by usury and extortion in the market and wherever they can; so that, in short, wherever there is money and property there must also moths and thieves be, eager for it; and everything in the world is full of these rats and mice, wherever people live together. For what else than such a rust or moth is an unfaithful counselor at court, or an officer who does nothing but nibble away at a prince’s money or property as long as it lasts? As there are now many of these hypocrites, who with daily, heavy, unnecessary and useless expenses make the princes poor, and who do not care whether a prince is prospering or going to ruin, if they can only be masters of his money and manage things as they please. Thus also, in all towns and villages we find everything full of rats and moths, both great and small, secret and public, as shoemakers, cobblers, tailors, butchers, bakers, brewers and saloon-keepers, and other trades, workmen and day-laborers. Yes, in every house, he who has a lazy, unfaithful servant or maid, what else has he than a weevil, that devours more for him than if he had his floor full of rats and mice? Now see what a fine god mammon is, who has no better protectors and courtiers about him than mere moths and rust, so that if one has been gathering treasures for a long while, yet there must be so much devouring by this kind of hangers-on that no one who ought to enjoy it is glad or takes pleasure in it; and not many treasures of great men and princes have ever been well invested, but they have generally been wasted through wars, or devoured by these miserable cankers, or otherwise uselessly squandered or destroyed.

Therefore, those are best off who have not many treasures, for they have not many rats to feed, and need not be afraid of thieves.

How, then, are we to have no treasures at all, and are all hereby condemned who gather treasures upon earth? Surely that cannot be the case. For, if everybody would do as you and I do, to-morrow nobody would have anything in house and home. The lords and princes must acquire and have provision for land and people. For to this end God has created gold and silver and given them mines. Thus we read in the Scriptures that Moses taught the king that he should not have too many horses, too much gold and silver, etc. Thereby he admits that he may gather treasures moderately; as also King Solomon himself boasts [that he has gathered treasures], and the patriarch Joseph gathered so much that he made all Egypt the king’s own, with its corn, money, property, cattle, and the very bodies of the people besides, as complete vassals; thus Abraham, too, had many sheep and much gold and silver with which he traded. What shall we say to it then, that he here so clearly forbids us to gather treasures? since he himself (if we wanted to reckon with him)had a fund, because Judas held the bag, and yet there was always a balance on hand, so that they never wanted for anything when he sent forth the disciples, as they themselves said. Why, then, does he here forbid this, and say that they shall take no money, nor scrip, nor shoes with them?

Answer: It has been said above, often enough, that Christ in this sermon teaches a single person or a Christian man; and that a man of the world and a Christian are to be kept quite distinct. For a Christian does not mean a male or female, young or old person, lord, servant, emperor, prince, farmer, citizen, nor anything that is part of the world and may be known by a worldly designation; he has no person or mask, and should neither have nor know anything in the world, but be satisfied with his treasure in heaven. He who does not properly make this distinction cannot rightly understand these sayings; as our sophists and fanatics, who mix and confound these things together.

A prince may very well be a Christian, but as a Christian he is not to rule; and in so far as he rules he is called not a Christian, but a prince. The person is a Christian, but the office or princeship has nothing to do with his Christianity. For, so far as he is a Christian, the gospel teaches him that he is to injure no one, not to punish or take revenge, but to forgive everybody, and to endure whatever injury or injustice is done to him. That is (I say) the lesson of a Christian. But that would not constitute a good government, if you would preach in that way to the prince; but he must speak thus: My Christianity is something between God and myself, that has its own rules, how I am to live with reference to him; but besides this I have in the world another office or rank, that I am a prince. This person does not stand related to God, but the relation is between me and my land and people, etc.

In this respect the question is not how you are to live towards God, and what you are to do and suffer for yourself; let that be for your person as a Christian, that has nothing to do with land and people. But your princely person must do none of these things or have anything to do with them; but think how it may manage the government, keep and protect justice and peace, punish the wicked.

See, in this way both ranks or offices are rightly divided, and yet in one person, and so to speak are contradictory, so that one person shall at the same time suffer everything, and not suffer; but in such a way that to each office its own appropriate experience is applied: namely, as said above: If it affects me as a Christian, then I am to endure it; but if it affects me as a secular person, which is not between God and me, but bound to land and people, (whom I am commanded to help and protect, and the sword is placed in my hand for this purpose,)then it is not suffering that is called for, but the opposite. So every man upon earth has two persons: one for himself, bound to no one, but to God alone; aside from that, a secular one, with which he is bound to others; as we must be mixed together in this life, as a husband or householder with wife and child; who, although he is a Christian, must nevertheless not suffer it from those related to him that they practice knavery or reckless behavior in the house, but he must resist and punish wrong-doing, so that they must conduct themselves properly, etc. If you rightly apprehend this difference, then it is easy to understand the teaching of Christ. For he is speaking here, and in all his sermons, not about how a secular person is to do and live; but how you are to live uprightly towards God as a Christian, who has not to concern himself about the world, but only about the life to come.

Thus I say also in regard to this text: My person, that is called a Christian, is not to care for or lay up money; but I am to be heartily devoted to God only. But externally I may and am to use temporal good for my body, and, as to other people, so far as relates to my secular person, I may gather money and treasures; yet not too much, so that I do not make an avaricious belly out of myself, that cares only for itself, and can never be filled. For a secular person must have money, corn and provision for his land, people, or others that belong to him. Thus, if one could rule in such a way as the patriarch Joseph in Egypt, so that all the storehouses and vessels should be full of food, and could manage the country in such a way that all its need would be provided for, from which provision one could help the people, advance to them and distribute among them, if necessary; that would be an excellent treasure and an admirable and Christian use of worldly goods.

For what a prince gathers, he gathers not for himself, but as a person belonging to all, yes, as a common father of the whole land. For we must not all be beggars, but every one provide so much for himself, that he can maintain himself and not impose upon others, and, besides, he should help others, and thus one should contribute to others when it is necessary.

Thus every city should lay up as much as it can for the common need; yes, every parish should have a common treasury for the poor. That would not be unfair, but should be called laying up Christian treasures. For it is not such a treasure as ministers to avarice and lust; as the world does, and as our priests hitherto have gathered money, and with no other purpose than to find their pleasure with it, and to play with the florins like the little girls with their dolls. But when necessity calls for it, when others are to be helped, then there’s nobody at home. These are the devil’s treasures, against which Christ is here speaking, that we are not to lay up treasures upon earth, that is for one’s self and for his own pleasure; in such a way that the heart does not become avaricious, and cling to the temporal mammon, but seek for and lay up another treasure in heaven. But outwardly and secularly you may lay up as much as you can with God and honorably; not for your own satisfaction and avariciousness, but for the need of other people. He who thus accumulates shall have blessing and indulgence besides, as a pious Christian.

But those who are thus avariciously scraping together, so that they cannot cease, and yet do not let any one enjoy it, so that they dare not themselves make a cheerful use of it, with them it shall happen, as is here said, that moth and rust and thieves shall consume, so that as it came so shall it go; although it also often happens, on the other hand, that even where things have been properly gathered, they are nevertheless consumed in this way.

For no better treatment can be expected on earth for temporal good at any rate. If this now happens to those who lay up treasures rightly, how much rather to those who seek nothing else than the money, not the use, advantage and fruit of the money. For it is here so denounced that moth and rust must attack it and consume it, and it be stolen, so that no one can succeed who thus avariciously rakes and scrapes together; and although a farmer has gathered a great deal, he still must not use it, that does not become him, but he must bury it, so that it does not benefit him or any one else, otherwise the worms gnaw and bite at it, or it falls to the share of the public servants or scoundrels at court, so that it may not be better spent.

Thus now Christ is trying with these words to reason us out of the idea of thus avariciously grasping after mammon, and he speaks about it so contemptuously that he could not make it more odious to us. For what sort of a god is that, who cannot do so much as to defend himself against moth and rust, but must let himself be daily gnawed at and consumed, and lie there to be plundered by everybody, so that everything that comes along feasts upon him, and every thief steals him, etc. That is vexatious, to have such a helpless god, subject to moth, rust and thieves, who yet rules the whole world. Therefore we ought to be ashamed of ourselves, that we are such people as to be clinging to such a moth-eaten treasure and placing all our confidence upon it. Since you know this, (he means to say), do not set your heart upon it, so that you lay up for yourselves treasures upon earth; but be satisfied with what God here gives you, and hold it liable to be lost or taken from you. For that is all that can be expected; especially if you wish to be a Christian, and confess or preach your Lord, you must be always expecting to be snapped at and cast out, as one that has challenged the world and all the devils. If you are to be really consistent, you must be courageous enough to despise all their treasures and goods, and be assured of another, better treasure.

Therefore he says: Lay up for yourselves treasures in heaven, that is, let the world have its moth-eaten treasures, liable to be robbed and stolen, that are of no more value than that the world may take pleasure and comfort in them. But you that are not of the world, but belong to heaven, and are purchased for heaven by my blood, so that you may have another eternal treasure that is prepared and appointed for you, do not let your heart here be entrapped: but, if your office and worldly calling are such that you must have to do with earthly treasure, do not cling to it or serve it But let it be your aim to gain those treasures that are laid up for you in heaven. For those are true treasures that neither moth nor rust can reach, and they are altogether safe against everything that can devour or steal. For they are so deposited that they always remain whole and ready, and are so guarded that no one can break through after them.

Let him now who wants to be a Christian apply this stimulus and this logic to himself. For it ought to please an avaricious fellow, and make his heart laugh, when one shows him such a treasure that no rust can corrupt and no thief steal. But the world is said not to regard this, because it neither sees it nor feels after it, but continues clinging to the gold and silver that it sees glittering, although it knows and sees that it is not secure for an hour against rust and thieves. But we are not preaching to these. He who will not adhere to Christ, and shape his course with reference to the invisible treasure, let him go his way; we will not drag any hither by main force. But take notice, if your time comes that you must go hence, then call upon your treasure that you have laid up, and upon which you have relied for consolation, and see what you have in it, and what it can help you.

But it happens, as is written in the seventy-sixth Psalm (v. 5): Dormierunt somnum suum omnes viri divitiarum, et nihil invenerunt in manibus suis — the full-bellied rich that served mammon, when they were to die, found nothing at all. That is indeed a terrible thing, that those who have served mammon their whole life long, and have done injustice and wrong unto many for its sake, and have despised the word of God, yet in the time of need could not have a hair-breadth of enjoyment. Then for the first time their eyes are opened so that they look into another world, and go groping about for what they have gathered as a provision, yet they find nothing, and are left to pass away empty in disgrace; then they become so anxious and afraid that they in consequence forget what they have laid up, and they find nothing also in heaven; and there happens to them just what Christ says, in Luke 12:19, about the rich man who once had a grand good harvest, so that he meant to pull down his barns and build greater, and thought to have a good time, and said: “Soul, thou hast much goods laid up for many years; take thine ease, eat, drink and be merry.” Notice, that is the little song of the farmers, that all greedy bellies sing; but what follows? “Thou fool, this night thy soul shall be required of thee: and whose shall those things be, which thou hast provided?” So he both loses this treasure [his soul], and must be robbed of his gathered goods, and so disgracefully that he knows not who shall get them.

For this is the way of the world, since one rarely sees great treasures divinely gathered, so that they dare not spend them as they would like to do, or have them benefit some one, but they must be scattered in such a way that no one knows what has become of them; as! have already often observed, especially in the case of great, rich, ignorant priests, who have left large possessions, that, however, soon disappeared after their death, or fell to the share of those who gave them no thanks for them, but recklessly squandered and shamefully destroyed them. And especially if a war occurs, then the devil has it all his own way, so that they fall into the hands of the fire-eaters, for whom they never were intended, and who besides pile upon the people for them all sorts of misery.

Therefore, if some one has long been laying up, and any one asks him who is to get it, he has to say that he does not know; and it usually does not turn out as he expected. Therefore he is a great fool, that he risks all his comfort and well-being upon it, and plagues himself with great care and anxiety all his life long, and yet does not know for whom he has gathered it; yet nobody considers this. For man’s blindness and wickedness are too great, and the world will still be the world, and have the bother, that it may serve the moth-eaten treasure; and if it has long served, and has angered God, then it must have as its reward that God at last cannot help it, and lets it have the disappointment coupled with insult and injury. That it cannot prevent, as little as fire can be prevented from burning, or water from extinguishing. Therefore let them only go their way, and know that you are taught, as a Christian, to think where you ought to have and find your treasure, where it is safe for you, and always abides, and cannot be displaced or become another’s; and meanwhile use this world’s goods and make the best of it, as a passing possession. And if you thus gather treasures with God and with honor, then he will also see to it that it remains, if it ought to remain, so that it is nevertheless not lost, but well used, and that much good is done with it.

Christ now ends this with a proverb, and says: Where thy treasure is, there will thy heart be also. That is as much as saying what we Germans say of a greedy belly: Money is his heart; that is, if he only has money, that is his joy and comfort, in short, his God. Again, if he has nothing, that is his death; there there is no heart, no joy, no comfort. Therefore he means to say: Beware, and test your own heart, and know assuredly that your heart will be where your treasure is; as we are else wont to say, what is dear to a man, that is his God. For his heart draws him thitherward, is occupied about it day and night; he sleeps and wakes with it, whether it be money and property, pleasure or honor, etc. Therefore observe your own heart, and you will soon find what is sticking in it, and where your treasure is. For this may readily be felt, if you have as great a pleasure and diligence in hearing the word of God and living accordingly, and in securing that life, as you have in gathering and storing away money and property.

For, if my heart be so disposed (and also proves itself such, where it can be proved)that I would rather lose not only money and property, but also my neck, rather than to forsake or despise the gospel, and to do wrong or violence to my neighbor for my own benefit, I can conclude that money and property are not my heart’s treasure, although I am also gathering and saving; but having freely exposed them to danger and hazard, I am striving for another treasure, in heaven, namely, that hidden in the word of God.

Again, however, if it be the case with you that you let others preach and teach and exhort as they will, and you go along, thinking that you have enough, and live in style; never ask whether you are doing right or wrong by your neighbor, if you only have your own, and make your calculation so that with one penny you may gather twos yes ten, and have no concern about God’s word and preachers, and about the world with its laws, then you can also understand that your treasure is not above in heaven, but remains with the moth and rust; so completely, that you would rather auger God and the world before you would lose a penny, and give up anything for its sake: as now peasants, citizens, noblemen everywhere shamelessly talk and live, who for the sake of a penny venture to dare defy the government of God in the Church and in the world, so that this saying may remain true and practically convict them, since they will not hear nor be instructed. For it cannot be otherwise, even if we worry long about it and would gladly see it otherwise. Therefore it is best, if we have told it to them, that we let them go their way, and despise and laugh at them as much as they do at us. For God says in the second Psalm that he can laugh too, and laugh so that they will have bitter weeping; that means that he will speak with them in his wrath and will alarm them in his sore displeasure.

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